Mutual insurance 2619109 222929050 2008-07-01T19:57:13Z Marklbermes 7405939 /* United States */ '''Mutual insurance''' is a type of [[insurance]] where those protected by the insurance (policyholders) also have certain "ownership" rights in the [[mutual organization|organization]]. These "ownership" rights typically consist of the ability to elect the management of the organization and to participate in a distribution of any net assets or surplus should the organization cease doing business. Historically, insurance began in the USA through a [[Mutual organization|mutual]] (or [[cooperative]]) structure. Recently, some insurance companies have gone through [[demutualization]] and become [[public company|public companies]] in an effort, among other things, to improve their ability to acquire capital. The global [[cooperative union]] for the industry, the International Cooperative and Mutual Insurance Federation, claims 142 members in 70 countries, in turn representing 400 insurers.<ref>[http://www.icmif.org/members ICMIF: Members list]. Retrieved on December 11, 2006.</ref> == List of mutual insurance companies == === Japan === * [[Asahi Mutual Life Insurance Co]]mpany * [[The Dai-ichi Mutual Life Insurance Company]] * [[Fukoku Mutual Life Insurance Company]] * [[Meiji Yasuda Life Insurance Company]] * [[Nippon Life Insurance Company]] * [[Sumitomo Life Insurance Company]] === United States === * [[American Family Insurance]] * [[Amica]] * [[Boston Mutual]] * [[CAMICO Mutual Insurance Company]] * [[COUNTRY Insurance & Financial Services]] * [[CUNA Mutual Life Insurance Company]] * [[FM Global]] * [[Guardian Life]] * [[Hastings Mutual Insurance Company]] * [[Illinois Mutual]] * [[Liberty Mutual]] * [[Massachusetts Mutual Life Insurance Company]] * [[Missouri Employers Mutual]] * [[MTL Insurance Company]] * [[Mutual of America]] * [[Mutual of Omaha]] * [[Nationwide Mutual Insurance Company]] * [[New York Life]] * [[North Carolina Mutual]] * [[Northwestern Mutual Life]] * [[PEMCO]] * [[Penn Mutual Life]] * [[Physicians Mutual]] * [[SBLI USA Mutual Life]] * [[Security Mutual of NY]] * [[Sentry Insurance]] * [[Shelter Insurance]] * [[State Farm Insurance]] * [[Western & Southern]] === United Kingdom === * [[The Equitable Life Assurance Society]] * [[NFU Mutual]] * [[Royal London Mutual Insurance]] * [[engage Mutual Assurance]] == List of demutualized insurance companies == === Japan === * [[Daido Life Insurance Company]] * [[The Kyoei Fire & Marine Insurance Co.|The Kyoei Fire & Marine Insurance Co., Ltd.]] * [[Mitsui Life Insurance Co.|Mitsui Life Insurance Co., Ltd.]] * [[Taiyo Life Insurance Company]] * [[Yamato Life Insurance Company]] === South Africa === * [[Old Mutual]] === United Kingdom=== * [[Friends Provident]] * [[Prudential plc|Prudential]] * [[Scottish Amicable]] ''(see [[Prudential plc]]) * [[Scottish Widows]] * [[Standard Life]] === United States === * [[John Hancock Mutual Life]] * [[Metropolitan Life Insurance Company]] * [[MONY]] (was [[Mutual of New York]]) * [[Principal Financial Group]] * [[Prudential Insurance]] == List of defunct mutual insurance companies == === Japan === * [[Chiyoda Mutual Life Insurance Company]] * [[Daihyaku Life Insurance Company]] * [[Daiichi Mutual Fire & Marine Insurance Company]] * [[Nissan Mutual Life Insurance|Nissan Mutual Life Insurance Company]] * [[Toho Mutual Life Insurance company]] * [[Tokyo Mutual Life Insurance Company]] ==References== <!--<nowiki> See http://en.wikipedia.org/wiki/Wikipedia:Footnotes for an explanation of how to generate footnotes using the <ref> and </ref> tags, and the template below. </nowiki>--> {{reflist}} ==External links== *[http://www.icmif.org/ ICMIF] – International Cooperative and Mutual Insurance Federation * [http://www.glenndaily.com/mhctable.htm Reorganization Status of Mutual Life Insurance Companies] (USA) {{Co-operatives}} [[Category:Types of insurance]] [[Category:Cooperatives]] [[Category:Mutual insurance companies| ]] [[nl:Onderlinge waarborgmaatschappij]] [[ja:相互会社]] [[fi:Keskinäinen yhtiö]]